Compare car insurance from 9 trusted insurers in one place: CTPL, comprehensive and Acts of Nature coverage, explained in plain Tagalog or English.
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Compulsory Third Party Liability. Required to register your vehicle with the LTO, and covers injury or death of third parties.
Quote CTPL →Covers damage to your own car, theft, and liability to other people and their property, beyond what CTPL pays.
Quote Comprehensive →Add-on protection against flood, typhoon, earthquake and other natural events. Important in rainy season.
Add to my quote →Policy expiring? Send us your current policy and we'll find a renewal quote, or a better deal from another insurer.
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A single repair can cost more than a full year of comprehensive coverage. Here's what each type of insurance generally covers:
| Coverage | CTPL | Comprehensive |
|---|---|---|
| Injury or death of third parties | ✓ | ✓ |
| Damage to your own car | ✕ | ✓ |
| Theft or carnapping | ✕ | ✓ |
| Damage to other people's property | ✕ | ✓ |
| Flood, typhoon, earthquake | ✕ | Add-on |
General guide only. Exact coverage, limits and exclusions depend on the insurer and the policy you choose.
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Stay calm and follow these steps. We'll guide you through the claim with your insurer.
Move to a safe spot if you can, turn on hazard lights, and call 911 if anyone is hurt.
Take photos of all vehicles, plates and the scene. Get the other driver's name, license and contact.
Report the incident to the nearest police station. Most insurers require it for claims.
Send us the photos and report. We'll tell you exactly what documents your insurer needs.
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Call 0919 097 9004CTPL (Compulsory Third Party Liability) is required by law to register your vehicle with the LTO. It covers injury or death of other people caused by your vehicle, but not damage to your own car.
It depends on the car's value and how you use it. Older cars usually cost less to insure. Send us your details and we'll show you the cost, so you can decide.
It's an add-on to comprehensive coverage for damage caused by natural events such as floods, typhoons and earthquakes. Many insurers don't include it by default, so it's worth asking about.
Your vehicle's year, brand and model, and its estimated value for comprehensive coverage. For the actual policy, we'll ask for a copy of your OR/CR.
Yes. Send us your current policy and we'll compare renewal options from our partner insurers.
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